³ For what does the Scripture say? “Abraham believed in (trusted, relied on) God, and it was credited to his account as righteousness (right living, right standing with God).”^{(A) 4} Now to a laborer, his wages are not credited as a favor or a gift, but as an obligation [something owed to him]. ⁵ But to the one who does not work [that is, the one who does not try to earn his salvation by doing good], but believes and completely trusts in Him who justifies the ungodly, his faith is ^[a]credited to him as righteousness (right standing with God).