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10 When you lend your neighbor any kind of loan, you shall not go into his house to get his pledge. 11 You shall stand outside, and the man to whom you lend shall bring the pledge outside to you. 12 If he is a poor man, you shall not sleep with his pledge. 13 You shall surely restore to him the pledge when the sun goes down, that he may sleep in his garment and bless you. It shall be righteousness to you before Yahweh your God.

14 You shall not oppress a hired servant who is poor and needy, whether he is one of your brothers or one of the foreigners who are in your land within your gates. 15 In his day you shall give him his wages, neither shall the sun go down on it; for he is poor and sets his heart on it; lest he cry against you to Yahweh, and it be sin to you.

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Loans

10 When you make any type of loan to your neighbor, don’t enter their house to receive the collateral. 11 You must wait outside. The person to whom you are lending will bring the collateral to you out there. 12 Moreover, if the person is poor, you are not allowed to sleep in their pawned coat. 13 Instead, be certain to give the pawned coat back by sunset so they can sleep in their own coat. They will bless you, and you will be considered righteous before the Lord your God.

Payment for workers

14 Don’t take advantage of poor or needy workers, whether they are fellow Israelites or immigrants who live in your land or your cities. 15 Pay them their salary the same day, before the sun sets, because they are poor, and their very life depends on that pay, and so they don’t cry out against you to the Lord. That would make you guilty.

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