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10 “If you lend anything to your neighbor, do not enter his house to pick up the item he is giving as security. 11 You must wait outside while he goes in and brings it out to you. 12 If your neighbor is poor and gives you his cloak as security for a loan, do not keep the cloak overnight. 13 Return the cloak to its owner by sunset so he can stay warm through the night and bless you, and the Lord your God will count you as righteous.

14 “Never take advantage of poor and destitute laborers, whether they are fellow Israelites or foreigners living in your towns. 15 You must pay them their wages each day before sunset because they are poor and are counting on it. If you don’t, they might cry out to the Lord against you, and it would be counted against you as sin.

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Loans

10 When you make any type of loan to your neighbor, don’t enter their house to receive the collateral. 11 You must wait outside. The person to whom you are lending will bring the collateral to you out there. 12 Moreover, if the person is poor, you are not allowed to sleep in their pawned coat. 13 Instead, be certain to give the pawned coat back by sunset so they can sleep in their own coat. They will bless you, and you will be considered righteous before the Lord your God.

Payment for workers

14 Don’t take advantage of poor or needy workers, whether they are fellow Israelites or immigrants who live in your land or your cities. 15 Pay them their salary the same day, before the sun sets, because they are poor, and their very life depends on that pay, and so they don’t cry out against you to the Lord. That would make you guilty.

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