10 When you make a loan of any kind to your neighbor, do not go into their house to get what is offered to you as a pledge.(A) 11 Stay outside and let the neighbor to whom you are making the loan bring the pledge out to you. 12 If the neighbor is poor, do not go to sleep with their pledge(B) in your possession. 13 Return their cloak by sunset(C) so that your neighbor may sleep in it.(D) Then they will thank you, and it will be regarded as a righteous act in the sight of the Lord your God.(E)

14 Do not take advantage of a hired worker who is poor and needy, whether that worker is a fellow Israelite or a foreigner residing in one of your towns.(F) 15 Pay them their wages each day before sunset, because they are poor(G) and are counting on it.(H) Otherwise they may cry to the Lord against you, and you will be guilty of sin.(I)

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Loans

10 When you make any type of loan to your neighbor, don’t enter their house to receive the collateral. 11 You must wait outside. The person to whom you are lending will bring the collateral to you out there. 12 Moreover, if the person is poor, you are not allowed to sleep in their pawned coat. 13 Instead, be certain to give the pawned coat back by sunset so they can sleep in their own coat. They will bless you, and you will be considered righteous before the Lord your God.

Payment for workers

14 Don’t take advantage of poor or needy workers, whether they are fellow Israelites or immigrants who live in your land or your cities. 15 Pay them their salary the same day, before the sun sets, because they are poor, and their very life depends on that pay, and so they don’t cry out against you to the Lord. That would make you guilty.

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