¹⁰ When you make a loan of any kind to your neighbor, do not go into their house to get what is offered to you as a pledge.^{(A) 11} Stay outside and let the neighbor to whom you are making the loan bring the pledge out to you. ¹² If the neighbor is poor, do not go to sleep with their pledge^(B) in your possession. ¹³ Return their cloak by sunset^(C) so that your neighbor may sleep in it.^(D) Then they will thank you, and it will be regarded as a righteous act in the sight of the Lord your God.^(E)

¹⁴ Do not take advantage of a hired worker who is poor and needy, whether that worker is a fellow Israelite or a foreigner residing in one of your towns.^{(F) 15} Pay them their wages each day before sunset, because they are poor^(G) and are counting on it.^(H) Otherwise they may cry to the Lord against you, and you will be guilty of sin.^(I)