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11 Don’t rise out of your seat
in the presence of insolent persons,
    because they might set a trap
    for what you say.
12 Don’t lend to people
who are more powerful than you,
    but if you do lend,
    treat it as though it were lost.
13 Don’t guarantee a loan
beyond your ability,
    and if you do guarantee one,
    consider that you will need to pay.

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