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Keep your promise and be honest with him,
    and on every occasion you will find what you need.
Many regard a loan as a windfall,
    and cause trouble to those who help them.
One kisses another’s hands until he gets a loan,
    and is deferential in speaking of his neighbour’s money;
but at the time for repayment he delays,
    and pays back with empty promises,
    and finds fault with the time.

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