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But to him who doesn’t work, but believes in him who justifies the ungodly, his faith is accounted for righteousness. Even as David also pronounces blessing on the man to whom God counts righteousness apart from works,

“Blessed are they whose iniquities are forgiven,
    whose sins are covered.
Blessed is the man whom the Lord will by no means charge with sin.” Psalm 32:1-2

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But to him who does not work, but believes in Him who justifies the ungodly, his faith is credited as righteousness. Even David describes the blessedness of the man to whom God credits righteousness without works:

“Blessed are those
    whose iniquities are forgiven,
    and whose sins are covered;
blessed is the man
    to whom the Lord shall not impute sin.”[a]

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