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Now to a person who works, his pay is not counted as a gift but as something owed. But to the person who does not work but believes in the God who justifies the ungodly, his faith is credited to him as righteousness.

This is exactly what David says about the blessed state of the person to whom God credits righteousness apart from works:

Blessed are those whose lawless deeds are forgiven
and whose sins are covered.
Blessed is the man whose sin the Lord will never count against him.[a]

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