Romans 4:3-6

New International Version

³ What does Scripture say? “Abraham believed God, and it was credited to him as righteousness.”^[a](A)

⁴ Now to the one who works, wages are not credited as a gift^(B) but as an obligation. ⁵ However, to the one who does not work but trusts God who justifies the ungodly, their faith is credited as righteousness.^{(C) 6} David says the same thing when he speaks of the blessedness of the one to whom God credits righteousness apart from works: