²⁸ For we maintain that a person is justified by faith apart from the works of the law.^(A)

⁵ However, to the one who does not work but trusts God who justifies the ungodly, their faith is credited as righteousness.^(A)

⁸ For it is by grace^(A) you have been saved,^(B) through faith^(C)—and this is not from yourselves, it is the gift of God— ⁹ not by works,^(D) so that no one can boast.^(E)

⁵ he saved us,^(A) not because of righteous things we had done,^(B) but because of his mercy.^(C) He saved us through the washing^(D) of rebirth and renewal^(E) by the Holy Spirit,