⁵ Good comes to those who lend money generously
    and conduct their business fairly.

²¹ The wicked borrow and never repay,
    but the godly are generous givers.

²⁰ So follow the steps of the good,
    and stay on the paths of the righteous.

³⁰ I walked by the field of a lazy person,
    the vineyard of one with no common sense.
³¹ I saw that it was overgrown with nettles.
    It was covered with weeds,
    and its walls were broken down.
³² Then, as I looked and thought about it,
    I learned this lesson:
³³ A little extra sleep, a little more slumber,
    a little folding of the hands to rest—
³⁴ then poverty will pounce on you like a bandit;
    scarcity will attack you like an armed robber.

¹⁸ It’s poor judgment to guarantee another person’s debt
    or put up security for a friend.

² The Lord approves of those who are good,
    but he condemns those who plan wickedness.

²⁵ Once I was young, and now I am old.
    Yet I have never seen the godly abandoned
    or their children begging for bread.
²⁶ The godly always give generous loans to others,
    and their children are a blessing.