and I have seen among (A)the simple,
    I have perceived among the youths,
    a young man (B)lacking sense,

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I saw some naive young men,
    and one in particular who lacked common sense.

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21 (A)Folly is a joy to him who lacks sense,
    but a man of understanding (B)walks straight ahead.

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21 Foolishness brings joy to those with no sense;
    a sensible person stays on the right path.

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18 One who lacks sense gives a pledge
    and puts up security in the presence of his neighbor.

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18 It’s poor judgment to guarantee another person’s debt
    or put up security for a friend.

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