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The Folly of Guaranteeing Loans

My son, if you guarantee a loan for your neighbor,
if you have agreed to a deal[a] with a stranger,
trapped by your own words,
    and caught by your own words,
then do this, my son, and deliver yourself,
    because you have come under your neighbor’s control.[b]
Go, humble yourself!
    Plead passionately with your neighbor!
Don’t allow yourself to sleep
    or even to close your eyes.
Deliver yourself like a gazelle from a hunter’s hand,[c]
    or like a bird from a fowler’s hand.

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Footnotes

  1. Proverbs 6:1 Lit. have clapped your hands; i.e. have shaken hands
  2. Proverbs 6:3 Lit. into the hands of your neighbor
  3. Proverbs 6:5 So MT; LXX Syr Targ read from the hunter; or a noose

Against Pledges

My child, if you have pledged to your neighbor,
    if you have bound yourself[a] to the stranger,
if you are snared by the sayings of your mouth,
    if you are caught by the sayings of your mouth,
do this, then, my child, and save yourself,
    for you have come into the palm of your neighbor’s hand:[b]
    Go, humble yourself, plead with your neighbor.
Do not give sleep to your eyes,
    or slumber to your eyelids.
Save yourself like a gazelle from a hand,
    or like a bird from the hand of a fowler.

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Footnotes

  1. Proverbs 6:1 Literally “palms of your hands”
  2. Proverbs 6:3 Literally “the palm of the hand of your neighbor”

15 Securing a loan for a stranger will bring suffering,
    but by refusing to do so, one remains safe.

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15 He will suffer trouble when he loans to a stranger,
    but he who refuses a pledge is safe.

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18 A man who lacks sense[a] cosigns a loan,[b]
    becoming a guarantor for his neighbor.

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Footnotes

  1. Proverbs 17:18 Lit. heart
  2. Proverbs 17:18 Lit. sense strikes the palm

18 A person who lacks sense[a] pledges;[b]
    he becomes security before his neighbor.

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Footnotes

  1. Proverbs 17:18 Literally “heart”
  2. Proverbs 17:18 Literally “pledges a hand”

16 Take the garment of anyone who puts up collateral for a stranger;
    hold it in pledge if he does it for an unfamiliar woman.

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16 Take his garment, for he has given security to a stranger,
    and on behalf of a foreigner—take it as pledge.

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The wealthy rule over the poor,
    and anyone who borrows is a slave to the lender.

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The rich will rule over the poor,
    and the borrower is a slave of the lender.[a]

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Footnotes

  1. Proverbs 22:7 Literally “the borrower belonging to a man”

26 Don’t be one of those who make promises
    to guarantee loans for debts.
27 If you don’t have the ability to pay,
    why should your very bed be taken from under you?

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26 Do not be with those who give a pledge[a]
    by becoming[b] surety.
27 If there is nothing for you to pay,[c]
    why will he take your bed from under you?

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Footnotes

  1. Proverbs 22:26 Literally “strike a hand”
  2. Proverbs 22:26 Literally “in the becomings of”
  3. Proverbs 22:27 Or “complete”

13 Take the coat of anyone who puts up security for a stranger;
    hold it in pledge if he cosigns for an immoral woman.

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13 Take his garment, for he gives surety to a stranger,
    and to an adulteress[a]so take his pledge.

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Footnotes

  1. Proverbs 27:13 Literally “a foreign woman”