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The Folly of Guaranteeing Loans

My son, if you guarantee a loan for your neighbor,
if you have agreed to a deal[a] with a stranger,
trapped by your own words,
    and caught by your own words,
then do this, my son, and deliver yourself,
    because you have come under your neighbor’s control.[b]
Go, humble yourself!
    Plead passionately with your neighbor!
Don’t allow yourself to sleep
    or even to close your eyes.
Deliver yourself like a gazelle from a hunter’s hand,[c]
    or like a bird from a fowler’s hand.

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Footnotes

  1. Proverbs 6:1 Lit. have clapped your hands; i.e. have shaken hands
  2. Proverbs 6:3 Lit. into the hands of your neighbor
  3. Proverbs 6:5 So MT; LXX Syr Targ read from the hunter; or a noose

15 Securing a loan for a stranger will bring suffering,
    but by refusing to do so, one remains safe.

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18 A man who lacks sense[a] cosigns a loan,[b]
    becoming a guarantor for his neighbor.

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Footnotes

  1. Proverbs 17:18 Lit. heart
  2. Proverbs 17:18 Lit. sense strikes the palm

16 Take the garment of anyone who puts up collateral for a stranger;
    hold it in pledge if he does it for an unfamiliar woman.

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The wealthy rule over the poor,
    and anyone who borrows is a slave to the lender.

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26 Don’t be one of those who make promises
    to guarantee loans for debts.
27 If you don’t have the ability to pay,
    why should your very bed be taken from under you?

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13 Take the coat of anyone who puts up security for a stranger;
    hold it in pledge if he cosigns for an immoral woman.

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