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20 The wise have wealth and luxury,
    but fools spend whatever they get.

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20 The wise man saves for the future,[a] but the foolish man spends whatever he gets.

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Footnotes

  1. Proverbs 21:20 The wise man saves for the future, literally, “There is precious treasure and oil in the dwelling of the wise.”

22 The wise conquer the city of the strong
    and level the fortress in which they trust.

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22 The wise man conquers the strong man and levels his defenses.

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