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13 On the lips of one who has understanding wisdom is found,
    but a rod is for the back of one who lacks sense.
14 The wise lay up knowledge,
    but the babbling of a fool brings ruin near.
15 The wealth of the rich is their fortress;
    the poverty of the poor is their ruin.
16 The wage of the righteous leads to life,
    the gain of the wicked to sin.
17 Whoever heeds instruction is on the path to life,
    but one who rejects a rebuke goes astray.
18 Lying lips conceal hatred,
    and whoever utters slander is a fool.
19 When words are many, transgression is not lacking,
    but the prudent are restrained in speech.
20 The tongue of the righteous is choice silver;
    the mind of the wicked is of little worth.
21 The lips of the righteous feed many,
    but fools die for lack of sense.

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