Proverbs 10:13-15

Lexham English Bible

¹³On the lips of one who has understanding, wisdom is found,
    but a rod is for the back of one who lacks sense.^[a]
¹⁴Those who are wise lay up knowledge,
    but to the mouth of the fool, ruin draws near.
¹⁵The wealth of the rich is the city of his strength;
    the ruin of the poor is their poverty.