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Proverbs 10:13-15
International Standard Version

13 Wisdom characterizes the speech[a] of the discerning,
    but the rod is for the backs of those lacking discernment.
14 Those who are wise store up knowledge,
    but when the fool speaks,[b] destruction is near.
15 The rich hide within the fortress that is their wealth,
    but the poor are dismayed due to their poverty.

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Footnotes

  1. Proverbs 10:13 Lit. Wisdom is found on the lips
  2. Proverbs 10:14 Lit. but the mouth of the fool
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Proverbs 10:13-15
New International Version

13 Wisdom is found on the lips of the discerning,(A)
    but a rod is for the back of one who has no sense.(B)

14 The wise store up knowledge,(C)
    but the mouth of a fool invites ruin.(D)

15 The wealth of the rich is their fortified city,(E)
    but poverty is the ruin of the poor.(F)

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Proverbs 10:13-15
King James Version

13 In the lips of him that hath understanding wisdom is found: but a rod is for the back of him that is void of understanding.

14 Wise men lay up knowledge: but the mouth of the foolish is near destruction.

15 The rich man's wealth is his strong city: the destruction of the poor is their poverty.

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