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11 My son, if you are wise, I will be happy.
    I will be able to answer anyone who insults me.
12 A careful person can see danger and he will hide himself.
    But a silly person never stops, and he walks into trouble.
13 If someone promises to pay the debts of a stranger,
    take his coat as a guarantee that he will pay.

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11 Be wise, my son, and bring joy to my heart;(A)
    then I can answer anyone who treats me with contempt.(B)

12 The prudent see danger and take refuge,
    but the simple keep going and pay the penalty.(C)

13 Take the garment of one who puts up security for a stranger;
    hold it in pledge if it is done for an outsider.(D)

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