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10 When you make any kind of loan to your neighbor, you may not go into his house to claim what he is offering as security.[a] 11 You must stand outside and the person to whom you are making the loan will bring out to you what he is offering as security.[b] 12 If the person is poor you may not use what he gives you as security for a covering.[c] 13 You must by all means[d] return to him at sunset the item he gave you as security so that he may sleep in his outer garment and bless you for it; it will be considered a just deed[e] by the Lord your God.

14 You must not oppress a lowly and poor servant, whether one from among your fellow Israelites[f] or from the resident foreigners who are living in your land and villages.[g] 15 You must pay his wage that very day before the sun sets, for he is poor and his life depends on it. Otherwise he will cry out to the Lord against you, and you will be guilty of sin.

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Footnotes

  1. Deuteronomy 24:10 tn Heb “his pledge.” This refers to something offered as pledge of repayment, i.e., as security for the debt.
  2. Deuteronomy 24:11 tn Heb “his pledge.”
  3. Deuteronomy 24:12 tn Heb “may not lie down in his pledge.” What is in view is the use of clothing as guarantee for the repayment of loans, a matter already addressed elsewhere (Deut 23:19-20; 24:6; cf. Exod 22:25-26; Lev 25:35-37). Cf. NAB “you shall not sleep in the mantle he gives as a pledge”; NRSV “in the garment given you as the pledge.”
  4. Deuteronomy 24:13 tn The Hebrew text uses the infinitive absolute for emphasis, which the translation seeks to reflect with “by all means.”
  5. Deuteronomy 24:13 tn Or “righteous” (so NIV, NLT).
  6. Deuteronomy 24:14 tn Heb “your brothers,” but not limited only to actual siblings; cf. NASB, NAB “countrymen.”
  7. Deuteronomy 24:14 tn Heb “who are in your land in your gates.” The word “living” is supplied in the translation for stylistic reasons.

Respecting the Poor

10 “When you loan something to your neighbor, don’t enter his house to seize what he offered as collateral. 11 Stay outside and let the man to whom you made the loan bring it[a] out to you. 12 If he is a poor man, don’t go to sleep with his collateral in your possession.[b] 13 Be sure to return his garment[c] to him at sunset so that he may sleep with it, and he will bless you. It will be a righteous deed in the presence of the Lord your God. 14 Don’t take advantage of a hired person who is poor and needy, whether he’s your fellow citizen or a foreigner who lives in your city. 15 Pay his wages that same day before the sun sets, because he is poor and his livelihood[d] depends on it. Otherwise, he may cry out to the Lord against you, and you will incur guilt.”

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Footnotes

  1. Deuteronomy 24:11 Lit. the collateral
  2. Deuteronomy 24:12 The Heb. lacks in your possession
  3. Deuteronomy 24:13 Lit. collateral
  4. Deuteronomy 24:15 Lit. life