10 “When you make your neighbor a loan of any sort, you shall not go into his house to collect his pledge. 11 You shall stand outside, and the man to whom you make the loan shall bring the pledge out to you. 12 And if he is a poor man, you shall not sleep in his pledge. 13 (A)You shall restore to him the pledge as the sun sets, that he may sleep in his cloak and (B)bless you. And (C)it shall be righteousness for you before the Lord your God.

14 “You shall not (D)oppress a hired worker who is poor and needy, whether he is one of your brothers or one of the sojourners who are in your land within your towns. 15 (E)You shall give him his wages on the same day, before the sun sets (for he is poor and counts on it), (F)lest he cry against you to the Lord, and you be guilty of sin.

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Loans

10 When you make any type of loan to your neighbor, don’t enter their house to receive the collateral. 11 You must wait outside. The person to whom you are lending will bring the collateral to you out there. 12 Moreover, if the person is poor, you are not allowed to sleep in their pawned coat. 13 Instead, be certain to give the pawned coat back by sunset so they can sleep in their own coat. They will bless you, and you will be considered righteous before the Lord your God.

Payment for workers

14 Don’t take advantage of poor or needy workers, whether they are fellow Israelites or immigrants who live in your land or your cities. 15 Pay them their salary the same day, before the sun sets, because they are poor, and their very life depends on that pay, and so they don’t cry out against you to the Lord. That would make you guilty.

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