¹⁰ When you make a loan of any kind to your neighbor, do not go into their house to get what is offered to you as a pledge.^{(A) 11} Stay outside and let the neighbor to whom you are making the loan bring the pledge out to you. ¹² If the neighbor is poor, do not go to sleep with their pledge^(B) in your possession. ¹³ Return their cloak by sunset^(C) so that your neighbor may sleep in it.^(D) Then they will thank you, and it will be regarded as a righteous act in the sight of the Lord your God.^(E)