¹² A gift is appreciated because of what a person can afford, not because of what that person can’t afford, if it’s apparent that it’s done willingly. ¹³ It isn’t that we want others to have financial ease and you financial difficulties, but it’s a matter of equality. ¹⁴ At the present moment, your surplus can fill their deficit so that in the future their surplus can fill your deficit. In this way there is equality.