Proverbs 10:13-15

New Revised Standard Version, Anglicised

¹³ On the lips of one who has understanding wisdom is found,
    but a rod is for the back of one who lacks sense.
¹⁴ The wise lay up knowledge,
    but the babbling of a fool brings ruin near.
¹⁵ The wealth of the rich is their fortress;
    the poverty of the poor is their ruin.