^26 (A)If ever you take your neighbor's cloak in pledge, you shall return it to him before the sun goes down, ²⁷ for that is his only covering, and it is his cloak for his body; in what else shall he sleep? And if he ^(B)cries to me, I will hear, for I am ^(C)compassionate.

¹² And if he is a poor man, you shall not sleep in his pledge. ^13 (A)You shall restore to him the pledge as the sun sets, that he may sleep in his cloak and ^(B)bless you. And ^(C)it shall be righteousness for you before the Lord your God.