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16 
Why is there money in the hand of a fool to buy wisdom,
When he has no common sense or even a heart for it?
17 
A friend loves at all times,
And a brother is born for adversity.
18 
A man lacking common sense gives a pledge
And becomes guarantor [for the debt of another] in the presence of his neighbor.

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16 Why should fools have money in hand to buy wisdom,
    when they are not able to understand it?(A)

17 A friend loves at all times,
    and a brother is born for a time of adversity.(B)

18 One who has no sense shakes hands in pledge
    and puts up security for a neighbor.(C)

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