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13 Wisdom is found on the lips of him who has understanding, but a stick is for the back of him who has no understanding.

14 Wise men store up learning, but the foolish will be destroyed with their mouths.

15 The riches of a rich man are his strength, but the need of the poor is what destroys them.

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13 Wisdom is found on the lips of the discerning,(A)
    but a rod is for the back of one who has no sense.(B)

14 The wise store up knowledge,(C)
    but the mouth of a fool invites ruin.(D)

15 The wealth of the rich is their fortified city,(E)
    but poverty is the ruin of the poor.(F)

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