⁸ For it is by grace^(A) you have been saved,^(B) through faith^(C)—and this is not from yourselves, it is the gift of God— ⁹ not by works,^(D) so that no one can boast.^{(E) 10} For we are God’s handiwork,^(F) created^(G) in Christ Jesus to do good works,^(H) which God prepared in advance for us to do.

⁴ Now to the one who works, wages are not credited as a gift^(A) but as an obligation. ⁵ However, to the one who does not work but trusts God who justifies the ungodly, their faith is credited as righteousness.^{(B) 6} David says the same thing when he speaks of the blessedness of the one to whom God credits righteousness apart from works: