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10 For with the heart a person believes [in Christ as Savior] resulting in his justification [that is, being made righteous—being freed of the guilt of sin and made acceptable to God]; and with the mouth he acknowledges and confesses [his faith openly], resulting in and confirming [his] salvation. 11 For the Scripture says, “Whoever believes in Him [whoever adheres to, trusts in, and relies on Him] will not be disappointed [in his expectations].”(A) 12 For there is no distinction between Jew and Gentile; for the same Lord is Lord over all [of us], and [He is] abounding in riches (blessings) for all who call on Him [in faith and prayer].

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