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Lessons for Daily Life

My child,[a] if you have put up security for a friend’s debt
    or agreed to guarantee the debt of a stranger—
if you have trapped yourself by your agreement
    and are caught by what you said—
follow my advice and save yourself,
    for you have placed yourself at your friend’s mercy.
Now swallow your pride;
    go and beg to have your name erased.
Don’t put it off; do it now!
    Don’t rest until you do.
Save yourself like a gazelle escaping from a hunter,
    like a bird fleeing from a net.

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Footnotes

  1. 6:1 Hebrew My son.

The Folly of Guaranteeing Loans

My son, if you guarantee a loan for your neighbor,
if you have agreed to a deal[a] with a stranger,
trapped by your own words,
    and caught by your own words,
then do this, my son, and deliver yourself,
    because you have come under your neighbor’s control.[b]
Go, humble yourself!
    Plead passionately with your neighbor!
Don’t allow yourself to sleep
    or even to close your eyes.
Deliver yourself like a gazelle from a hunter’s hand,[c]
    or like a bird from a fowler’s hand.

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Footnotes

  1. Proverbs 6:1 Lit. have clapped your hands; i.e. have shaken hands
  2. Proverbs 6:3 Lit. into the hands of your neighbor
  3. Proverbs 6:5 So MT; LXX Syr Targ read from the hunter; or a noose

15 There’s danger in putting up security for a stranger’s debt;
    it’s safer not to guarantee another person’s debt.

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15 Securing a loan for a stranger will bring suffering,
    but by refusing to do so, one remains safe.

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18 It’s poor judgment to guarantee another person’s debt
    or put up security for a friend.

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18 A man who lacks sense[a] cosigns a loan,[b]
    becoming a guarantor for his neighbor.

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Footnotes

  1. Proverbs 17:18 Lit. heart
  2. Proverbs 17:18 Lit. sense strikes the palm

16 Get security from someone who guarantees a stranger’s debt.
    Get a deposit if he does it for foreigners.[a]

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Footnotes

  1. 20:16 An alternate reading in the Masoretic Text is for a promiscuous woman.

16 Take the garment of anyone who puts up collateral for a stranger;
    hold it in pledge if he does it for an unfamiliar woman.

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26 Don’t agree to guarantee another person’s debt
    or put up security for someone else.
27 If you can’t pay it,
    even your bed will be snatched from under you.

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26 Don’t be one of those who make promises
    to guarantee loans for debts.
27 If you don’t have the ability to pay,
    why should your very bed be taken from under you?

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