Proverbs 27:11-13

New International Version

¹¹ Be wise, my son, and bring joy to my heart;^(A)
    then I can answer anyone who treats me with contempt.^(B)

¹² The prudent see danger and take refuge,
    but the simple keep going and pay the penalty.^(C)

¹³ Take the garment of one who puts up security for a stranger;
    hold it in pledge if it is done for an outsider.^(D)