Proverbs 10:13-15 English Standard Version Anglicised (ESVUK)
13 On the lips of him who has understanding, wisdom is found,
but a rod is for the back of him who lacks sense.
14 The wise lay up knowledge,
but the mouth of a fool brings ruin near.
15 A rich man's wealth is his strong city;
the poverty of the poor is their ruin.