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25 “If you lend money to a needy fellow Hebrew, you are not to handle the transaction in an ordinary way, with interest. 26 If you take his clothing as a pledge of his repayment, you must let him have it back at night. 27 For it is probably his only warmth; how can he sleep without it? If you don’t return it, and he cries to me for help, I will hear and be very gracious to him at your expense,[a] for I am very compassionate.

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  1. Exodus 22:27 at your expense, implied.

25 “If you lend money to one of my people among you who is needy, do not treat it like a business deal; charge no interest.(A) 26 If you take your neighbor’s cloak as a pledge,(B) return it by sunset, 27 because that cloak is the only covering your neighbor has. What else can they sleep in?(C) When they cry out to me, I will hear, for I am compassionate.(D)

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