³¹ but the people of Israel, who pursued the law as the way of righteousness,^(A) have not attained their goal.^{(B) 32} Why not? Because they pursued it not by faith but as if it were by works. They stumbled over the stumbling stone.^{(C) 33} As it is written:

⁸ For it is by grace^(A) you have been saved,^(B) through faith^(C)—and this is not from yourselves, it is the gift of God—

⁹ not by works,^(A) so that no one can boast.^(B)

⁹ He has saved^(A) us and called^(B) us to a holy life—not because of anything we have done^(C) but because of his own purpose and grace. This grace was given us in Christ Jesus before the beginning of time,

⁴ But when the kindness^(A) and love of God our Savior^(B) appeared,^{(C) 5} he saved us,^(D) not because of righteous things we had done,^(E) but because of his mercy.^(F) He saved us through the washing^(G) of rebirth and renewal^(H) by the Holy Spirit, ⁶ whom he poured out on us^(I) generously through Jesus Christ our Savior, ⁷ so that, having been justified by his grace,^(J) we might become heirs^(K) having the hope^(L) of eternal life.^(M)

¹⁰ For whoever keeps the whole law and yet stumbles^(A) at just one point is guilty of breaking all of it.^(B)