13:22 leaves an inheritance. Wisdom in life has lasting effects, especially in one’s own family.

laid up for the righteous. The wealth of the wicked may be taken away and given to those more deserving (28:8; Job 27:13–19). This verse may point to the irresponsible dissipation of wealth due to folly, or to divine retribution on the wicked wealthy for other sins (cf. James 5:1–3).